Seubert > Our Solutions

and you control your future
This is how we help you become a better risk:
- Develop a true understanding of how your business operates in order to support your long-term goals and enhance profitability.
- Use our collective talent to identify activities that drive claim frequency and severity, and implement a risk improvement plan to prevent and contain losses.
- Identify training needs and provide on-site assistance to actively address your sources of loss and promote a safe and healthy work environment for your employees.
- Protect your assets through the best available risk management and insurance programs that are supported by consistently superior service.
Impactful solutions
Our team has the ability to conduct a comprehensive survey of potential exposures to loss, and then we can translate those exposures into a cost effective and efficient program to meet your specific needs. Our internal experts in claims and risk management will work hand in hand to help you reduce expenses through operational improvements designed for long-term success. All because we take the time to get to know the underlying causes of your risk.

We can make your risk less risky. Contact us to find out how.
Control risk

Risk
Surety Benefits Assets
Business Insurance

Alternative Risk

Claims Management

Loss Control

Anything that’s worth doing comes with some risk. But when you can manage this risk, you have greater control over your future growth and prosperity. At Seubert, we understand, predict, and manage risks to help companies positively impact the bottom line. We dig deep into your business, help you understand the impact behaviors have on overall costs, and provide the insight necessary to tackle the root causes driving your insurance costs. We give you the right tools to recognize your own risk exposure so you can make an educated decision on how they should be funded.
This is how we help you become a better risk:
- Develop a true understanding of how your business operates in order to support your long-term goals and enhance profitability.
- Use our collective talent to identify activities that drive claim frequency and severity, and implement a risk improvement plan to prevent and contain losses.
- Identify training needs and provide on-site assistance to actively address your sources of loss and promote a safe and healthy work environment for your employees.
- Protect your assets through the best available risk management and insurance programs that are supported by consistently superior service.
Impactful solutions
Our team has the ability to conduct a comprehensive survey of potential exposures to loss, and then we can translate those exposures into a cost effective and efficient program to meet your specific needs. Our internal experts in claims and risk management will work hand in hand to help you reduce expenses through operational improvements designed for long-term success. All because we take the time to get to know the underlying causes of your risk.

We can make your risk less risky. Contact us to find out how.
Control risk

and you control your future

Anything that’s worth doing comes with some risk. But when you can manage this risk, you have greater control over your future growth and prosperity. At Seubert, we understand, predict, and manage risks to help companies positively impact the bottom line. We dig deep into your business, help you understand the impact behaviors have on overall costs, and provide the insight necessary to tackle the root causes driving your insurance costs. We give you the right tools to recognize your own risk exposure so you can make an educated decision on how they should be funded.
and you control your future

Like managing production timelines or analyzing quarterly projections, managing risk effectively is crucial for anyone running a successful business. Managing risk is much more than having an insurance policy. It’s having an expert watching your back.

Changing behavior
Business insurance is one of the many tools we use to change organizational behavior to reduce the cost and incidence of accidents, protect assets, and lower the cost of doing business. Coverage recommendations may be made in property, casualty, workers’ comp, management liability or cyber liability. We might also suggest safety programs, claims consulting services, or a captive insurance solution to improve operational efficiencies in order to reduce your insurance costs.

Control risk

Risk
Surety Benefits Assets
Business Insurance

Alternative Risk

Claims Management

Loss Control

Control risk

and you control your future
and you control your future

Alternative risk programs offer companies the ability to take more control of the insurance process and reduce insurance costs. Seubert can help you navigate the world of risk-retention groups, self-insurance plans, and captive programs to help you manage risk and improve cash flow. Together we’ll determine which of these, if any, are right for your company.

Captives
Captives are closely-held entities that, instead of paying premiums to large insurance carriers, pool money with other owners to buy insurance. Participating companies engage in specialized risk control and claims management, making them less apt to suffer losses. When captives are successful, less money is paid out and participants keep the investment income earned on the pooled dollars.

A captive program can be a way to both protect your assets and increase your profitability while controlling costs related to liability, property damage, professional indemnity, and escalating benefit costs. Seubert provides an in-depth knowledge of the rules and regulations governing these programs, along with recommendations for partners.

Captives work best for companies that are committed to taking steps to actively manage losses. With our experience and partnerships with some of the most reputable and experienced captive managers in the country, we can help you decide if captives are right for you, and help you get started.

Watch this video to see how captives have worked for some of our clients.

Control risk

Business Insurance

Alternative Risk

Claims Management

Loss Control

Risk
Surety Benefits Assets
Interested in Captives?
Click here to learn more.
Watch this video.
Control risk

and you control your future
and you control your future

Control risk

Business Insurance

Alternative Risk

Claims Management

Loss Control

Risk
Surety Benefits Assets

Control risk

and you control your future
and you control your future
The fact is, no matter how prepared you are, claims happen. And when they do, you want us in your corner. Our professional staff will make sure that you get the maximum benefit from your policy – and the service you deserve.

Your claims advocate
At Seubert, we assign a dedicated in-house claims advocate to work on your account from day one. Your advocate is tasked with becoming an expert about you, your business, and your claims history.

With an average 25 years of experience, your dedicated advocate can handle a variety of claims situations from first notice to final settlement. We work tirelessly to facilitate the claims process, handle complex issues, and resolve any problems that may arise. And, thanks to a strong relationship with our carriers, we can better facilitate the claims process for a fair and timely resolution. We also stay actively involved in the claim investigation, providing accurate and important information to the adjusters to ensure that you receive the claim resolution you deserve.

Client services include:
- Auditing open claims
- Analyzing loss frequency and severity
- Providing detailed plans to reduce premiums
- Preparing detailed reports
- Communicating on a regular basis
- Training and educating your staff to manage and reduce loss
Customized services and consultation For those looking for additional ways to impact the bottom line, our claims consulting program will analyze cost drivers and customize an appropriate action program. We’ll show you how our unique techniques can have a unique impact on your bottom line by reducing the duration, value, and ultimate costs of your claims. Our claims consulting services might include Claims Review and Reserve Analysis, Reporting Guidelines and Special Handling Instructions, and/or Experience Modification Rating Analysis.
Control risk

Risk
Surety Benefits Assets
Business Insurance

Alternative Risk

Claims Management

Loss Control

Control risk

and you control your future
and you control your future
Many companies are experiencing fewer workplace injuries but the employees who are getting hurt are costing much more. Safety programs are a great place to start but it takes more than that to stop your premiums from escalating. You need to minimize the risks that lead to claims, and we can help.

One of the areas most laden with risk is your human capital, which is prone to accidents or injuries that can cost you in terms of Workers’ Comp claims, productivity, and morale.

Our proactive risk management strategies will simultaneously work to prevent and reduce your exposure to loss while using solid claims management practices to create cost savings and improve claims resolutions.

Bottom line: our strategies will not only prevent accidents and injuries but will help reduce claims and get employees back to work faster.

Safety culture: prevent claims
- Launch or enhance safety programs to eliminate workplace hazards and promote a safe work environment.
- Improve hiring practices to verify that employees are physically fit for the position by making a conditional offer of employment and requiring a pre-placement medical history questionnaire.
- Offer training and orientation procedures to reduce likelihood of accidents caused by new hires, who have a higher rate of injury.
Medical treatment: contain costs
- Develop pre- and post-injury procedures and train employees to ensure that proper claim reporting and filing occurs
- Provide employees with prompt, appropriate medical attention to avoid complications that may result from delayed care and prevent excess treatment, and provide documentation in the event of litigation.
Return to work: retain productive workforce
We’ll establish an Early Return to Work Program to get employees back on the job as quickly as possible by offering modified duty while they recover. This approach can help both parties because the longer an injured worker is out of work due to disability, the less likely they are to return at all.

Claims consulting: improve the bottom line
Further enhance your loss control efforts through our Claims Consulting program, which analyzes cost drivers and provides detailed action plans to drive down claims costs and prevent future losses.
Control risk

Risk
Surety Benefits Assets
Business Insurance

Alternative Risk

Claims Management

Loss Control

Control risk

and you control your future

and you control your future

Control risk

Control risk

and you control your future

Control risk

and you control your future

Control risk

and you control your future

Control risk

and you control your future

Control risk

and you control your future

Control risk

and you control your future