Protecting

what you value most

The more you have, the more you need experts who specialize in private risk management services.

Fortifying your future with

Personal Insurance

From basic personal insurance needs to a more complex personal portfolio, Seubert has access to multiple insurance carriers to customize a broad range of coverage to fit your lifestyle. Our experience helps us proactively identify gaps in your coverage and build a plan specialized to meet your individual needs.

Using a holistic approach that’s similar to what we do for your business, we’ll assess your individual goals, identify risks that impact your ability to reach them, and develop a strategy to control how these risks affect your holdings.

Insuring personal property, retirement income strategies, and estate planning are among the many recommendations our advisors may make to ensure that you and your family reap the benefits of your hard work long into the future.

You’ve earned it. Now trust Seubert to protect it. Contact us to learn more.

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Our Solutions

Home & Auto

Analyzing personal risk

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Life

Planning for what lies ahead

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Personal Umbrella

Maximizing coverage

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Wealth Management

Protecting your lifestyle

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Home & Auto Insurance

The more successful you are, the more you have to protect from theft, damage, or physical harm. Our team averages 25 years of experience handling the assets of affluent individuals and families and takes great pride in our ability to maximize coverage while minimizing premiums.

We begin with a personal risk analysis through which we get to know your priorities, then audit your property and holdings to identify potential exposures. We offer Homeowners and Automobile policies that extend beyond the typical coverage, in addition to products that take into account your unique needs and lifestyle, such as Personal Umbrella and Valuable Articles/Collections.

Homeowners: We’ll cover not only your primary home but secondary residences and investment properties as well. Home appraisals make sure your contents are included and in the event of a total covered loss, policies offer replacement, rebuilding or cash settlement up to your policy limit.
Automobile: Whatever type of motor vehicles you own (everyday, recreational and collector), we’ll make sure you are fully protected. We offer additional features including original manufacturers’ replacement parts, rental car coverage anywhere in the world and paying the agreed value with no deductible.
Personal Umbrella: If your assets expose you to risks that exceed the norm, we have coverage designed to provide additional financial security. Uninsured or underinsured motorists third party protection up to $1 million or excess liability, which covers claims of injury and property damage up to $50 million, are available to protect your current and future needs.
Valuable Articles: Whether it is jewelry, fine art or a wine collection, we cover your valuables’ risk precisely, appraising them at fair market value and providing automatic inflation protection. New items are covered up to 90 days and should a loss occur anywhere in the world, you’re covered.

Be it a vacation property, classic car or family heirlooms, we’ll customize a personal insurance package and take it out to market to ensure you get the best coverage and pricing. We partner with reputable and experienced carriers, such as Chubb, PURE and Encompass Elite that specialize in complex insurance programs for people with much to protect. We know that life is constantly changing so we’ll perform an annual review to monitor changes in assets, family, and insurance policies as needed to make sure your coverage is up-to-date. And if a loss occurs, our in-house claims advocacy team is standing by to help you recover what is lost.

Expertise that extends beyond property

We understand the world you live in and may recommend policies for domestic help, kidnap/ransom and even weddings. And we can help with personal coverage, such as Life, Disability or Long-Term Care to make sure that your estate is protected after you can no longer provide.

Life Insurance

Protecting your lifestyle

Extremely successful people face unique insurance exposures that require a high level of expertise. Seubert’s Private Client Services understands this and caters to those with significant assets by protecting all aspects of your wealth. Property obviously, but we also consider threats to your family and lifestyle and offer coverage for Domestic Employment Practice Liability, Travel Security or Kidnap/Ransom to keep all you hold valuable safe from situations that may arise.

Private Clients enjoy a concierge level of service, with assured discretion, dedication and convenience. Your experienced Risk Advisor will perform an in-home consultation, taking the time to understand your unique situation and requirements. We will develop a comprehensive portfolio review and customize risk transfer mechanisms that provide the best personal asset protection available.

We work exclusively with carriers who specialize in the high net worth space, such as Chubb and PURE, who have the expertise and resources available to ensure the whole of what you own is not just covered, but also valued appropriately. We will present you with our recommendations, along with options to choose from that ensure you are completely protected and not over-paying. You’ll have increased flexibility and control of your insurance program, with unusual perks such as deductible waivers and policies that pay dividends or exceed the normal coverage limits.

Life changes, so too should your protection
In addition to your own Risk Advisor, you will have access to our entire team for custom appraisals, 24-hour claims service, and a yearly consultative review of your risk management program to ensure it is up to date with your current situation. And you have access to our own life insurance and wealth management divisions, who have a head start in protecting, conserving and growing your holdings because they are already familiar with your needs and goals.

Personal Umbrella

The most successful businesses have strong leaders at the helm. Eventually, those individuals, including yourself, won’t be there to lead the way. In our line of work, we see many companies fail because they don’t have a succession plan. This is particularly true in family-owned businesses where ownership decisions can get really personal, really fast.

You need a plan in place to make sure that what exists today will go through a smooth transition when you are no longer there. Seubert can help you identify the right people, whether they are family members, key employees, or third parties. Or, when that’s not possible, we can help you value the business to be sold. And we’ll develop strategies to transfer your business interests, recommending how (perhaps an immediate buyout, stock option, or earn-out provision) and over what time period.

We want to see your business continue to succeed and will guide you through the process every step of the way.

Wealth Management

You’ve spent your entire career building your business. When it comes to managing your investments, doesn’t it make sense to put your trust in the same company that has helped get you there?

Seubert already understands your business risks and has seen the rewards, which gives us a unique perspective on how best to manage your personal assets. Our wealth management advisors combine this knowledge with our financial expertise to make sure that your investment portfolio aligns with your personal plans, your comfort level, and your values.

Investments as individual as you

We’re not simply offering smarter stock picking. We analyze how you’re investing today, and we’ll examine your goals and your appetite for risk. From there, we’ll map out the best investment strategy to achieve your short- and long-term objectives. Like everything else we offer, our solutions are customized, and we are independent, so our recommendations are based solely on what’s best for you.

Minimize portfolio risk, maximize your future

Wealth management is not just about protecting and conserving your holdings, but growing them through astute planning and asset management strategies. To do so, we will monitor your portfolio, making adjustments based on performance and life changes. And to make sure, we are always looking ahead, we will put in place an advanced planning strategy to help you transition from asset accumulation to retirement income distribution and then wealth transfer.

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Speak with Our Team

Let me help with all your personal insurance needs.

Ashley Dunn, Private Client Advisor
E: [email protected] | T: 412-223-1466

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